OFPOwner Finance
Partner

Find a home.Owner finance any eligible home.Or sell yours.No listing commission.

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Featured homes

Homes eligible for owner financing. No bank required.

View all 108 homes

How it works

Four steps to your new home

  • No bank requiredOwner financing through our lending partner instead of a bank mortgage.
  • Credit from 560With 10–15% down. Self-employed and ITIN buyers are welcome.
  • Any eligible homeNot just the homes listed here. Any eligible Texas home on the market.
  1. 1

    Get qualified

    Answer a few quick questions, then our team looks at your full financial picture.

  2. 2

    Pick your home

    Browse homes with owner financing available, or tell us about one you found.

  3. 3

    We buy it

    Our lending partner purchases the home at closing, so your offer is as strong as a cash offer.

  4. 4

    Move in

    Our lending partner resells the home to you at closing, so the title is in your name. Then make one fixed monthly payment.

For agents & partners

Help more clients buy and sell

Questions

Owner financing & seller financing, explained

The quick answers. More in our FAQs.

They usually mean the same thing: buying a home without a traditional bank mortgage, with financing arranged as part of the sale. In traditional seller financing, the seller acts as the lender and carries the note. At Owner Finance Partner, financing is provided through our lending partner, so buyers get owner-financing terms without needing a seller who is willing to be the bank.